01 — Project Engagement

Banking & KYC Coordination

For individuals, families and companies forming, opening or restructuring banking relationships across one or more jurisdictions. For many clients, the engagement begins with company formation — Valorem manages the process from initial structuring through to banking readiness, account opening and, where the relationship continues, long-term Private Office administration.

Includes

  • Company formation coordination — acting as the client's single point of contact throughout; managing communication with lawyers, accountants and registered agents; and preparing the newly formed entity for banking readiness and account opening
  • Bank account opening support and document coordination
  • Preparation of Source of Wealth (SOW) and Source of Funds (SOF) documentation
  • AML/KYC file preparation and review ahead of submission
  • Coordination across multiple banks or jurisdictions, sequenced as one project

Valorem manages the overall engagement on the client's behalf. For company formation, specialist legal, accounting and registration work is carried out by the appropriate licensed professionals. For banking, the decision to open an account rests solely with the bank — approval is not guaranteed, and no fee is contingent on it.


02 — Ongoing Retainer

Family Office Administration

For families and individuals who need continuous coordination across banks, lawyers and accountants once relationships are established.

Includes

  • Ongoing coordination of banking, legal and accounting relationships
  • Wealth administration — documentation and structured reporting across all entities and relationships
  • Corporate coordination across multi-entity structures
  • Document management with defined retention and access controls
  • Scheduled reporting and renewal review

Structured across three tiers — Essential, Family and Complex — scaled to the number of entities, jurisdictions and advisors involved. For clients who established their structure through Valorem, the administration mandate provides continuity across the same relationships and professionals. Tier detail is shared during scoping.


03 — Advisory Layer

Regulatory & Compliance Advisory

Ad-hoc guidance on AML/CFT and regulatory questions that arise across your structures — introduced once a need exists, not sold as a fixed package.

Includes

  • AML/CFT regulatory guidance, scoped to the specific question
  • Hourly engagement, or included as a defined allowance within a Family Office Administration retainer
  • Coordination with external legal counsel for matters requiring a formal legal opinion

This is regulatory and compliance guidance only. It is not investment advice, and any matter requiring a legal opinion is referred to qualified external counsel.

Scope of Service

Coordination and advisory — a defined scope of service.

Valorem provides independent coordination and advisory services. Specialist legal, tax, accounting and other regulated professional work is performed by the appropriate licensed professionals where required. Valorem manages the engagement and coordinates participating professionals on behalf of the client. Asset management, portfolio management, investment advice and brokerage services fall outside the firm's scope — where these are required, appropriately licensed advisors are identified and engaged through the coordination process.

Begin with a confidential conversation about your requirements.

Arrange a Confidential Introduction